Mortgage renewals are one of the most neglected decisions made during the life of a mortgage. Many homeowners stay with their existing mortgage lender because they believe it is too time consuming to shop around for a better rate. Or, they may think the offer from their existing bank is the best deal available. This is not true.
Negotiating a rate discount with the branch can often be a timely process and will often not lead to the best rate. However, Red Key Mortgage will coach you for your best possible outcome.
We treat all of our clients with dignity. It’s our goal to serve the client for their best possible outcome, even if it means we don’t get paid. We’ve developed a special mortgage methodology specifically for renewals and transfers; ask us about it! We’ve saved our clients hundreds of thousands of dollars over our 5 years as a brokerage.
At Red Key Mortgage Group, we focus 100% of our time and effort on the mortgage market. This is very crucial when it comes to providing the service and rates that each client deserves.
When your mortgage is nearing renewal (that is, when the term is complete) remember these two significant opportunities to save money:
1. Don’t wait for the Bank! Approach your mortgage lending institution months before the renewal date and ask what they can do for you.
2. Keep Asking! Be confident to negotiate with your mortgage provider as to what their best rate on your renewal can be. Then, call us and we’ll beat that rate too, and at NO cost to you.
Call Red Key Mortgage Group anytime and speak to our Mortgage Specialist about all of your renewals / transfers needs at 403.460.7707.
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