Learn the fundamentals of mortgages in Canada, including how they work, key terms, and what first-time homebuyers need to know to make informed decisions.
Executive Summary If your mortgage is coming up for renewal in Calgary, you’re not alone — and you’re definitely not stuck with the rate your lender sends you in the mail. Over 60% of fixed-rate mortgages in Canada are set to renew before the end of 2026, and for many homeowners in Calgary, that could…
Buying a newly built home or planning a major renovation? There’s a little-known rebate that could save you thousands — and it’s one many homebuyers in Canada overlook until it’s too late. We’re talking about the GST/HST New Housing Rebate. Whether you’re a first-time buyer, building your dream home, or tearing your place down to…
Thinking about buying in SW Calgary? Whether it’s a character home in Glenmore Park or a sleek infill in Altadore, working with a mortgage expert who knows the area can make a world of difference. Southwest Calgary has its own rhythm — especially when it comes to home prices and financing. Looking for a mortgage…
Quick Take: If your mortgage is straightforward — steady job, solid credit, healthy down payment — your bank might do just fine. But if things are a little more complex, or you’re just after the sharpest rate in Calgary’s ever-changing market, a mortgage broker is often the smarter move. Is it better to use a…
So, you’re buying a home in Calgary — maybe your first place, an investment property, or even a little acreage just outside the city. Wherever you’re planting roots, one thing’s certain: getting your mortgage paperwork sorted early will save you time, stress, and potentially money. Lenders in Alberta aren’t just checking your credit score. They…
Thinking about refinancing your mortgage in Calgary? Whether you’re aiming to lower your interest rate, access some of your home’s equity, or finally wipe out that high-interest debt, refinancing can be a smart move, when it’s done right. But here’s the thing, not every lender plays by the same rules. What worked for your neighbour…
Buying your first home? Congrats, it’s a big step. It can feel a bit overwhelming and there’s a lot to take in: interest rates, unfamiliar terms, paperwork, and and lender options. If you’re trying to find a mortgage broker for first time buyer in Calgary AB, this guide will help you make sense of it…
A Straightforward Guide for Alberta’s Self-Employed Homebuyers If you’re self-employed and looking to buy a home in Calgary, you’ve probably asked yourself: “Can I get a mortgage if I’m self-employed in Calgary?” The short answer is yes — and many self-employed Calgarians do every year. The key? Being prepared. You’ll need to show a few…
Red Key Mortgage has opened a new office at 259 Midpark Way SE Suite 205! And if you’re searching “Are there mortgage brokers open now near Sundance Calgary,” you’re in the right place — we’ve put together exactly what you need Here’s what I’ve put together to make your search easier: How “Open Now” Really…
Why the Next Few Years Matter for Mortgage Rates If you’re looking to buy, renew, or refinance a mortgage between now and 2027, these next few years could have a big impact on what that costs you. Canada’s economy is shifting gears. Inflation is neutral or easing, interest rates have likely peaked, and all eyes…
